Melisa Massie                         Riding Clubs & Associations Liability

Equine Club liability insurance covers claims made by spectators, non-member participants in an event, or the general public. It protects the Club by providing legal defense if a case is made against the Club. If the Club is found responsible for injury or property damage, it provides payment of claims, settlements and judgments.

This coverage is designed to provide liability coverage for member organizations and their public event days. Public event days are those activities to which non-club members or the general public are invited. It does not protect club members from each other and it does not pay claims or property damage happening to a club member. Each member should be responsible for their own personal liability insurance.

This coverage can be written annually or for one-time events.

Riding Club Liability can include protection for: