Individual Horse Owners Liability
This policy is designed to provide coverage for bodily injury and/or property damage as well as legal costs if required. This type of insurance is commonly purchased by those who board their horses. In fact, many boarding facilities require it.
This policy provides equine liability insurance coverage for the horse owner who is not involved in any other equine activity.
Many horse owners will say they don't need liability coverage because the boarding facility has coverage. And the boarding facility may have coverage but it does not protect you. You will be named in a lawsuit simply because you own the horse (even though the accident/damage was not your fault).
Race horse owners face unique liability exposures for injury or damage. This
insurance covers liability exposure for owners of race horses including individuals,
partnerships, corporations, and syndicates that own racing stock but are not
directly involved in breeding, training, or racing (for example, contract with
independent trainers, breeding farms).
We can write liability coverage in the following states:
FL, IL, IN, KY, MD, MI, NJ, NY, NC, OH, PA, TN, TX, VA, WA, WI
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P.O. Box 820, Grove City, OH 43123
Phone: 800-842-9021 * Fax: 614-875-1549