Horse Owners Liability (for the horse owner who has no equine business activity)
This policy is designed to provide coverage for bodily injury and/or property damage to third parties as well as legal costs for the horse owner if required. This type of insurance is commonly purchased by those who board their horses. In fact, many boarding facilities require it.
Many horse owners will say they don't need liability coverage because the boarding facility has coverage. However, the boarding facility's policy does not protect you. You will be named in a claim simply because you own the horse (even though the accident/damage was not your fault and/or you weren't even at the facility when the incident occurred).
Race horse owners face unique liability exposures for injury or damage. This
insurance covers liability exposure for owners of race horses including individuals,
partnerships, corporations, and syndicates that own racing stock but are not
directly involved in breeding, training, or racing (there is an exclusion for coverage during an actual racing event).
can write liability coverage in the following states: CA,
FL, IL, IN, KY, MD, MI, NJ, NY, NC, OH, PA, TN, TX, VA, WA, WI
| Contact |
P.O. Box 820, Grove City, OH 43123 * Phone: 800-842-9021 * Fax: 614-875-1549