Does My Credit Score Affect My Insurance Premiums? What is a “credit score”?Your “credit score” (i.e., the number you can obtain from any one of the three major credit bureaus—Equifax, Experian, and TransUnion) is a number that tells financial institutions like banks and insurance, credit card, and mortgage companies, among others, whether you are likely […]

As you get ready for the 3-day weekend this Memorial Day, remember what it is about – remembering our fallen military. We should remember the men and women who have lost their lives defending our country and honor their families for the sacrifice they made. Enjoy your weekend.

I read an article that said the Notre Dame Cathedral was most likely self-insured. What does this mean? Basically, being self-insured means you have decided to accept the risk of loss yourself. If you self-insure your house for property damage, for example, you are taking on the financial responsibility to repair any damages from a […]

This article is from the NAIC and provides pertinent information concerning Extreme weather. With a rise in extreme weather, disaster planning is essential to survival and recovery Unpredictable weather patterns are more frequent now than ever, with more intense weather activity throughout the country. No matter where you live, now is the time to prepare. […]

This article is from Scambusters.org. They have great information to help all us avoid losses from scams. Phishing, the scam that involves tricking people into giving away confidential information, is surging via text messaging, posing a greater than ever risk of identity theft.  The reason? People trust text messages more than they do email, so […]

Do you live in a flood zone?  You can find out by going to FEMA’s portal  and typing in your address.  Many people believe their homeowners or farmowners policy will cover damage caused by flood; however, this is not true.  Most policies specifically exclude damage by flooding.  If you need flood insurance, you must purchase a […]

We invest a lot of blood, sweat, and tears into our horses.  And money, lots of money!  Mortality and medical insurance can help with the health care expenses should your horse get sick or be injured.  Call us for a free quote for mortality and medical insurance. We can offer a variety of plans so […]

I received this article via email from Scambusters.org. They have very good information each week and you might want to subscribe to their newsletter. It used to be that this time of year was the season for tax scams — during the run-up to Tax Day itself. But no longer. Tax scams are a year-round […]

We are two weeks into the new year. Did you make resolutions? Are you keeping them? One resolution that could help you financially is to take a look at your insurance. Have you updated your homeowner’s policy lately? Have you started an equine business such as boarding or lessons? Has your horse increased in value […]

Call Spoofing: Why You Should Never Trust Caller ID **Article courtesy of SpamBusters.org ~~~~~~~~~~~~~~~~~ A new Social Security call spoofing scam provides all the evidence needed for why you should never trust caller ID. Spoofing is a computer tactic used by scammers to trick your caller ID service. Instead of revealing who’s on the line, […]